Fairstone Financing at Tanguay
Ease of Purchase for All Your Needs
At Tanguay, we understand that your purchases represent long-lasting and significant investments. That’s why the financing solutions offered at Tanguay are flexible, accessible, and tailored to your needs!
How do we make your purchases easier? Through our partnership with Fairstone Financial, one of the leaders in financing in Canada.
Why choose Fairstone financing at Tanguay?
Three words: Accessibility. Flexibility. Simplicity.
- Accessibility: Enjoy financing plans tailored to all budgets.
- Flexibility: Choose the option with terms that suit your financial situation.
- Simplicity: Get fast and easy approval thanks to our simplified credit application process.
For the trust, security, and personalized assistance offered by a Canadian company specializing in financing solutions for nearly a century.
Benefit from the expertise of Tanguay and Fairstone Financial, two companies renowned for their customer service and reliability. Additionally, ensure the increased availability of our teams to guide you in choosing the financing option that suits you best.
*Financing is offered by Fairstone Financial Inc. and is subject to credit approval. Purchases charged to approved credit accounts are subject to the terms indicated in the account documents. Additional fees and taxes may apply.
Discover the Benefits
Recognized for its commitment to helping Canadians make their purchases through flexible and transparent credit options, Fairstone Financial offers several advantages that allow us to offer you advantageous financing solutions that match your reality.
Here are all the benefits of financing with Fairstone Financial at Tanguay:
- Quick approval*
- Flexible payment plans
How does it work?
- After choosing your products, apply for financing by filling out a credit application form online, in-store, or by texting "tanguay" to 32472.*
- Receive your response quickly. Once your application is approved, receive your account number, credit limit, and make your purchase on the spot!
Apply now
Do you live outside Quebec?
Financing account FAQs
NOTE: On May 16, 2023, all former Brault & Martineau and EconoMax stores were rebranded as either Tanguay or Tanguay L’Entrepôt.
Questions about your Tanguay financing account? We’ve included answers to commonly asked questions below.
My Fairstone financing account at Tanguay
I’m a Brault & Martineau or EconoMax customer. What happens with my financing account?
Nothing. Your Brault & Martineau or EconoMax account is now rebranded as Tanguay and your account number remains the same. No action is required on your part.
Can I use my Tanguay financing account to finance purchases at Tanguay L’Entrepôt?
Yes. Your financing account from Tanguay can be used at Tanguay L’Entrepôt for both in-store and online shopping.
How do I access my Fairstone account details such as balance and payment due date?
Register or log in to get updates regarding your Fairstone financing account such as monthly electronic statements, account balance, payment due date, minimum payment, and recent transaction history.
What is my Fairstone account number? Where can I find it?
Your account number can be found in the SMS text message you received from Fairstone when you were approved for financing, on your monthly statement, or by logging into online account management.
Will I get a monthly statement?
Yes, monthly statements will be provided for active accounts.
When a monthly electronic statement is available, an email notification will be sent to the email address on file. To access your electronic statement, register or log in to online account management.
How can I get assistance with understanding my monthly statement?
Click here for an outline of the information contained in your monthly statement.
I’m currently receiving my monthly statement in the mail. Can I request monthly electronic statements instead of printed statements?
Yes. To receive monthly electronic statements, you need to register for an online account. Once you’ve created an online account, you’ll be automatically switched to receive monthly electronic statements.
I’m currently receiving my monthly statement in the mail. Can I request monthly electronic statements instead of printed statements?
Yes. To change your monthly statement preference, call Fairstone at 844-807-1301.
Will I receive a plastic card in the mail from Fairstone?
Will I pay an annual fee?
An annual fee* of $35 is applicable if you enroll in an equal payment financing plan with no interest for a term longer than 12 months. This fee is charged on your first statement and annually on your account opening anniversary date if the balance is a minimum of $1.
*Fairstone may change the fee or add other fees upon written notice and as permitted by law.
How do I make payments?
You can make payments in any of the following ways:
- Telephone or online banking (enter ‘Fairstone - Retail Financing’ as the payee)
- At your financial institution
- At a local Fairstone branch
- By mailing a cheque payable to Fairstone including the account number and the payment amount on the return portion of your mailed monthly statement addressed to:
Fairstone Financial Inc.
Attn: Payment Processing
630 René-Levesque Blvd. W. Suite 1400 Montréal, QC H3B 4Z9
Please note, Tanguay/ stores will not accept payments on Fairstone’s behalf.
When are my payments due?
Register or log in to online account management to see your payment due date. Plan expiration dates are listed in your monthly statement.
If you are not registered for online account management, your payment due date and plan expiration date are listed in your mailed monthly statement.
Are there any penalties for paying off my account balance?
No, there are no penalties for paying off your account balance, if the minimum payment is made when due and/or the account balance is paid in full by the expiration date of the promotional period. If you do not pay off your account balance within the terms of your promotional plan, you may be subject to accrued interest charges.
Will my account be closed after I’ve paid off my balance?
No. Your account will not be closed if you pay off your balance meaning you can use your available credit to finance additional purchases at Tanguay.
How do I close my account?
To close your account, contact Fairstone at 844-807-1301.
How to finance a purchase?
How do I finance a purchase at Tanguay?
- Apply for financing by completing the online financing application
- Once you’ve been approved for Fairstone financing at Tanguay, you can finance your purchase either in-store or online by following these easy steps:
-
To finance a purchase in-store:
- Log in to Fairstone online account management
- Select “Display Barcode”
- To finance your purchase, show the barcode to a Tanguay advisor
-
To finance an online purchase:
- Shop online at Tanguay, to find the items you wish to finance
- Add your items to the shopping cart
- At checkout, select ‘Fairstone Financing’ as payment option
- When prompted, enter your Fairstone financing account information
Financing plans
What financing plans are offered at Tanguay?
In partnership with Fairstone, Tanguay offers several financing plan options. Visit the Tanguay website or store to inquire about which of the following financing plans are available:
- Free Financing with 18 or 24-month terms, plus others.
- Same as cash (with payments) with 6 or 12 months, plus others (in Quebec).
To confirm which financing plan you are enrolled in, see your monthly statement.
How does the Free Financing plan work?
- The amount financed is divided over the term of the plan selected and becomes your fixed minimum monthly payment.
- Credit charges will not accrue on the purchase during the promotional period if the required minimum payment is made each billing cycle during the promotional period when due.
- If the minimum payment is not paid when due or if a balance remains after the promotional period expires, credit charges will be assessed at the APR shown in the disclosure statement.
Free financing example of credit charges:
| Financed amount |
Annual interest rate |
Interest for 30-day billing cycle |
Annual interest cost |
| $100 |
31.99% |
$2.63 |
$31.99 |
| $500 |
31.99% |
$13.15 |
$159.95 |
| $1 000 |
31.99 % |
$26.29 |
$319.90 |
How does the Same as cash (with payments) financing plan work?
- Credit charges will accrue on the purchase from the beginning of the promotional period, and minimum payments of 5% of the balance will be due each billing cycle.
- If you make the required payments and pay the financed amount in full by the expiration date of the promotional period, all of the accrued credit charges will be waived and no credit charges will be assessed on the purchase.
- If you do not pay the financed amount in full by the expiration date of the promotional period, all of the accrued credit charges will be assessed. Making only the minimum monthly payments on your account will not pay off the purchase in time to avoid Credit charges.
Same as cash (with payments) example of credit charges:
| |
Estimated accrued interest added to outstanding balance if not paid in full by end of term |
| Financed amount |
5% minimum monthly payment based on the declining monthly balance (amount below correspond to the 1st month) |
Interest if paid in full by expiry date of plan |
6-month term |
12-month term |
| $1,000 |
50 $ |
$0 |
$139,31 |
$241,71 |
| $2,000 |
$100 |
$0 |
$278,61 |
$483,42 |
| $3,000 |
$150 |
$0 |
$417,92 |
$725,12 |
Need a hand or have additional questions?
- Get updates regarding your Fairstone Financial account, such as electronic statements, account balance, payment due date, minimum payment, and more by logging in.
- Speak with a Fairstone Financial agent at 844 807-1301 Monday to Friday from 8 AM to 8 PM (EST) or use their Interactive Voice Response (IVR) system 24/7.
